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Sunday, May 17, 2009

Cheap Health Insurance Quotes - Tips For Positioning Yourself For More Affordable Rates


Cheap health insurance quotes: Do you want cheap rates for the right coverage? Then read through and use the following sure-fire time-tested tips for paying a lot less...

1. The use of tobacco in any form will increase your rates. People who snuff or chew tobacco will also attract higher rates than people who don't. So, you will help yourself get more affordable rates if you avoid tobacco use in any form.

2. You will get higher rates just because your line of duty exposes you to many hazards. Changing over to a less-hazardous occupation will lower your premium by a remarkable margin. Due to the fact that a clerk in a bookshop is not exposed to any health hazards like a nuclear plant worker, he or she would get cheaper rates.

3. Knowledge will determine what you can save. Knowing what is in your best interest helps you choose rightly. You need to be knowledgeable in the subject to see opportunities and as well know how to take them.

You can get advice on health matters from government agencies by calling their number toll-free. Call the National Health Information Center at 1-800-336-4797 to if you need advice on health matters.

4. Your premium will be cheaper if you raise your deductible. This is the amount you will contribute before the insurer is obligated to pay accordingly. Even though you're advised to select a very high deductible, make sure it's an amount that you can easily pay.

5. Visit not less than five insurance quotes sites. Using not less than five quotes sites increase the chances that you would get more affordable health insurance quotes. This is because offers not covered by one site would be covered by the other.

Moreover, you should understand that because the likelihood of getting lower health insurance quotes has to do with the range of quotes you receive, the more insurance companies you receive quotes from, the better your chances will be.

Here are great pages for health insurance quotes...

InsureMe Health Insurance Quotes

Health Insurance Quotes

Chimezirim Odimba writes on insurance.

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